Green Dot - Mobile Banking

Contains ads
3.6
89.8K reviews
5M+
Downloads
Content rating
Everyone
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About this app

Green Dot is a financial technology and bank holding company committed to giving people and businesses
the power to bank seamlessly, affordably, and with confidence. We have managed over 80 million
accounts to date.

Enjoy a range of features across our collection of Green Dot cards including:
• Get your pay up to 2 days early and government benefits up to 4 days early with early direct deposit¹
• Overdraft protection up to $200 with eligible direct deposits and opt-in²
• Deposit cash using the app³
• Enjoy no minimum balance requirement

Additional features available across select Green Dot cards:
• Earn 2% cash back on online and mobile purchases⁴
• Save up money in the Green Dot High-Yield Savings Account and earn 2.00% Annual Percentage Yield (APY) on money in savings up to a $10,000 balance!⁵
• Access a free ATM network. Limits apply.⁶

The Green Dot app is the most convenient way to manage your account.
• Activate a new card
• View balance and transaction history
• Lock/Unlock your account
• Deposit checks from your mobile phone⁷
• Works with mobile payment options including Google Pay
• Set up account alerts⁸
• Access chat customer support

Visit GreenDot.com to learn more.

Not a gift card. Must be 18 or older to purchase. Activation requires online access, mobile number and
identity verification (including SSN) to open an account and access all features. Activated, personalized
card required to access some features. The name and Social Security number on file with your employer or
benefits provider must match your Green Dot account to prevent fraud restrictions on the account.

1 Early direct deposit availability depends on payor type, timing, payment instructions, and bank fraud
prevention measures. As such, early direct deposit availability may vary from pay period to pay period.
2 Fees, terms, and conditions apply. Learn more at GreenDot.com/benefits/overdraft-protection
3 Retail service fee of $4.95 and limits may apply. Keep the receipt as proof of your transaction.
4 Available on our Green Dot Cash Back Visa® Debit Card. Terms and conditions apply. Claim the cash back
every 12 months of use and your account being in good standing.
5 Available on our Green Dot Cash Back Visa® Debit Card: 2.00% Annual Percentage Yield (APY) is
accurate as of 5/01/2025 and may change before or after you open an account.
6 See app for free ATM locations. 4 free withdrawals per calendar month, $3.00 per withdrawal thereafter.
$3 for out-of-network withdrawals and $.50 for balance inquiries, plus whatever the ATM owner may
charge. Limits apply.
7 Active personalized card, limits and other requirements apply. Additional customer verification may be
required. Green Dot mobile check cashing: Ingo Money is a service provided the sponsor
bank identified in the Terms and Conditions for the service and Ingo Money, Inc. Subject to Terms and
Conditions and Privacy Policy. Limits apply. Ingo Money check cashing services is not available for use
within the state of New York.
8 Message and data rates may apply

Green Dot® cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc.
Visa is a registered trademark of Visa International Service Association. And by Mastercard International
Inc. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

©2025 Green Dot Corporation. All rights reserved. Green Dot Corporation NMLS #914924; Green Dot
Bank NMLS #908739

Technology Privacy Statement: https://m2.greendot.com/app/help/legal/techprivacy
Terms of Use:
https://m2.greendot.com/legal/tos
Updated on
May 21, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
No data collected
Learn more about how developers declare collection
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.6
88K reviews
A Google user
September 15, 2019
THE WORST!! I made a payment to a company and on the company's end the payment didnt go through. It said card error. I tried to compete the payment twice. Green dot still charged my card even though the payment didnt go through. I called green dot as well as had screen shots of the pending transaction. The transaction was pending for about 12 days then all of a sudden everything was gone. Like the transaction never existed. Green dot didn't help at all and I lost my money. They are scammers
139 people found this review helpful
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Felisha Adams
August 11, 2023
The app and website frequently go down, with customer service literally telling you to call back before hanging up. They do not resolve or acknowledge problems. Switching money between savings and checking will often get money to disappear. At random times, your money is frozen and your debit card is declined even with money in the account. Terrible customer service, literally can't pay bills because when the service frequently goes down, you also can't use an ATM to withdraw money.
26 people found this review helpful
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Green Dot
August 11, 2023
Hi Felisha. We're sorry, but we are currently experiencing an issue impacting the use of your card. Teams are working to resolve the issue with the highest priority. We apologize for the inconvenience. -RCE
A Google user
October 20, 2018
Surprise, started charging fees with no warning. $9.95 per month. Got me twice before I noticed it. Shame on me. I was going to give them a second chance. The FAQ says go to account page to find out how to be exempt from fees. There was nothing on that page about how to be exempt. So I'm done with Green Dot. Had to log on to a computer to access the close account option.
34 people found this review helpful
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What’s new

The Green Dot app is designed to help you manage any Green Dot account! Green Dot offers a family of debit cards that help address a range of needs—everyday money management, cash back or paying bills. All offer early direct deposit, ATM access, a Savings feature, convenient cash deposits using the app, lock/unlock protection, 24/7 access and a range of other features. The app has been updated to include a new overdraft feature, updated direct deposit information and access to the INT-1099 form.