4.2
3.57m reviews
100M+
Downloads
Content rating
Everyone
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About this app

There’s never been a better time to check out PayPal, the trusted way to pay
Say hello to PayPal+, our free loyalty programme that helps you make the most of your money every time you shop with PayPal

SEND & RECEIVE MONEY​
A simple, secure way to quickly send & receive money to friends and family. With encryption technology, we go the distance to help make sure your money transfers are secure

ITS LOYALTY FOR ALL. AND ITS ALL FOR FREE
PayPal+ is the loyalty programme that rewards you with more points, in more ways. Use them almost anywhere PayPal is accepted. And it’s all for free, with no fees and no caps*​
*Rewards are earned as points under the PayPal+ rewards programme. To start earning, you must be enrolled in PayPal+. If you are not yet enrolled, you can sign in the PayPal app. PayPal+ Terms and conditions apply.

MULTIPLY YOUR POINTS WITH THE PAYPAL DEBIT CARD​
Earn up to 10x PayPal+ points when you pay with your PayPal Debit Card, everywhere Mastercard® is accepted. Add it to your mobile wallet, use it in person, and at PayPal checkout to watch your points grow*​
* Set up and activation required. Terms and conditions apply

BUY NOW, PAY LATER​
Keep track of all your PayPal Pay in 3 repayments.* Plus, earn points whenever you use Pay in 3
*Pay in 3 subject to status. Unregulated credit. Available for purchases £20-£3000. Consider if affordable and impact on other borrowing

SEND MONEY GLOBALLY
Send money to friends and family abroad in over 110 countries – or get even more delivery options with Xoom
*Fees and restrictions apply. Transaction, currency conversion, and other fees may apply

MANAGE YOUR SUBSCRIPTIONS ​
Keep track of your different subscriptions at the subscription hub. Easily view, update, or cancel subscriptions, while enjoying updates on recurring payments. Manage recurring payments all in one place.

POOL MONEY TOGETHER​
Collect money in advance for group gifts, shared experiences, and more and skip the hassle of reimbursement afterward.​
*An account with PayPal is required to create a Pool. Terms and limits apply

PAY HOW YOU WANT​
Add your debit or credit cards* or link your bank accounts for extra flexibility at checkout. You’ll even be able to continue collecting rewards points**
*Using your credit card through your PayPal wallet may impact your rights under Section 75 of the Consumer Credit Act. This means you may lose the right to hold the merchant or your credit card provider jointly liable if you don’t get the goods or services you paid for (if they cost between £100 and £30,000)​
**Subject to issuer’s applicable reward programme terms and conditions

PayPal UK Ltd is authorised and regulated by the Financial Conduct Authority (FCA) as an electronic money institution (firm reference number 994790); in relation to its regulated consumer credit activities (firm reference number 996405); and for the provision of cryptocurrency services (firm reference number 1000741). Some products and services, such as PayPal Pay in 3 and PayPal Working Capital, are not regulated by the FCA and may offer a lower level of protection. Please read product terms for further details. PayPal UK Ltd's company number is 14741686. Its registered office is 5 Fleet Place, London, United Kingdom, EC4M 7RD
Updated on
14 Nov 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info
This app may collect these data types
Location, Personal info and 7 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.2
3.5m reviews
J N C Davis
23 September 2025
Okay, why is it that sometimes cash back rewards instantly calculate but other times it'll stay pending? I had one pending for three months, some for several days, while most of them clear within minutes. This is my only complaint. But, I do have a bunch of friends that stopped using PayPal. One because someone hacked and stole their money and PayPal didn't investigate it for them, an other because some reason money started disappearing off their linked bank card while they weren't using it....
425 people found this review helpful
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Jen Foley
24 September 2025
I've been with PayPal quite a while. as an online bank they are ok. HOWEVER . they do not seem to honor the rewards program that they offer. they are supposed to pay 5% back to you on certain purchases. I chose groceries. and I have spent over $400 in the past two months and they have not added the rewards compensation. I have sent 9 e mails without response. so I called today and I have to wait 2 days on call back while they investigate! it should not be this hard to collect what they offer!
341 people found this review helpful
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Kirsten
11 September 2025
app doesn't work anymore. if you try to go to credit, it reloads for about 5 minutes and then says unavailable. this has been going on for weeks. According to PayPal, somehow their app is a bank issue and nothing to do with them. synchrony bank rightfully blames PayPal. seems like both sides know it's a problem but no one has a solution so until it's fixed I don't recommend using PayPal at all. you can't view or pay for your transactions right now.
667 people found this review helpful
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What's new

We have completely revised the PayPal app to make it even faster, clearer and more personal for you.

Also NEW:
- Reply with a message when receiving or sending money
- Create fundraising campaigns for yourself or others with the Generosity Network
- Pay by scanning a QR code at participating retailers.
- Keep track of all your PayPal Pay in 3 and PayPal Credit repayments.2