EarnIn: Why Wait for Payday?

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์Šคํฌ๋ฆฐ์ƒท ์ด๋ฏธ์ง€

์•ฑ ์ •๋ณด

EarnIn์€ ๋‹น์ผ ๊ธ‰์—ฌ ์•ฑ(^)์„ ํ†ตํ•ด ๊ฐœ์ธ ์žฌ์ •์„ ๊ด€๋ฆฌํ•  ์ˆ˜ ์žˆ๋„๋ก ์ง€์›ํ•ฉ๋‹ˆ๋‹ค. ์ด ์•ฑ์€ ํ˜„๊ธˆ ์„ ์ง€๊ธ‰ ์„œ๋น„์Šค, ๋‹น์ขŒ ๋Œ€์›” ์ง€์›, ์‹ ์šฉ ์ ์ˆ˜ ๋ชจ๋‹ˆํ„ฐ๋ง ๊ธฐ๋Šฅ์„ ์ œ๊ณตํ•ฉ๋‹ˆ๋‹ค.

๋งค์ผ ์ตœ๋Œ€ $300์˜ ํ˜„๊ธˆ ์„ ์ง€๊ธ‰
Cash Out์„ ์‚ฌ์šฉํ•˜๋ฉด ์ˆ˜์ž…์—์„œ ํ•˜๋ฃจ ์ตœ๋Œ€ $300, ๊ธ‰์—ฌ ๊ธฐ๊ฐ„๋‹น ์ตœ๋Œ€ $1,000๊นŒ์ง€ ์ธ์ถœํ•  ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค(1). ์†Œ์•ก์˜ ์ˆ˜์ˆ˜๋ฃŒ๋งŒ ์ง€๋ถˆํ•˜๋ฉด ๋ช‡ ๋ถ„ ๋งŒ์— ์€ํ–‰ ๊ณ„์ขŒ๋กœ ๋ˆ์„ ๋ฐ›์„ ์ˆ˜ ์žˆ์œผ๋ฉฐ, 1~3์˜์—…์ผ ์ด๋‚ด์— ๋ฌด๋ฃŒ ์˜ต์…˜์„ ์ด์šฉํ•  ์ˆ˜๋„ ์žˆ์Šต๋‹ˆ๋‹ค. EarnIn๊ณผ ํ•จ๊ป˜ ๊ธ‰์—ฌ๋ฅผ ๊ด€๋ฆฌํ•˜๊ณ  ๋ฒŒ์–ด๋“ค์ธ ๋ˆ์„ ์ธ์ถœํ•˜์„ธ์š”.

์ˆ˜์ˆ˜๋ฃŒ ์—†์ด ๋‚ด ๋ˆ ๋ฐ›๊ธฐ
์ด์ž, ์‹ ์šฉ ์กฐํšŒ, ์˜๋ฌด ์ˆ˜์ˆ˜๋ฃŒ ์—†์ด ์ž์œ ๋กญ๊ฒŒ ์ด์šฉํ•˜์„ธ์š”. ๊ธฐ์กด์˜ ๊ธ‰์—ฌ ๋Œ€์ถœ์ด๋‚˜ ํ˜„๊ธˆ ์„ ์ง€๊ธ‰๋ณด๋‹ค ๋” ์Šค๋งˆํŠธํ•˜๊ฒŒ ๋ˆ์„ ๊ด€๋ฆฌํ•  ์ˆ˜ ์žˆ๋Š” ๋ฐฉ๋ฒ•์„ ์ œ๊ณตํ•ฉ๋‹ˆ๋‹ค. ํŒ์€ ์–ธ์ œ๋“ ์ง€ ์„ ํƒ ๊ฐ€๋Šฅํ•˜๋ฉฐ ์ง€์—ญ ์‚ฌํšŒ ์ง€์›์— ๋„์›€์ด ๋ฉ๋‹ˆ๋‹ค(*).

๋ฒŒ์–ด๋“ค์ธ ๋ˆ ๋ฐ›๊ธฐ
๋ฒŒ๋ฉด์„œ ๋ˆ์„ ๋ฐ›์•„ ํ˜„๊ธˆ ํ๋ฆ„์„ ๊ด€๋ฆฌํ•˜์„ธ์š”. ์ด๋ฏธ ๋ฒŒ์–ด๋‘” ๋ˆ์„ ์‚ฌ์šฉํ•˜์—ฌ ๊ณต๊ณผ๊ธˆ์„ ๋ฏธ๋ฆฌ ๋‚ฉ๋ถ€ํ•˜๊ณ  ์˜ˆ์‚ฐ์„ ๊ด€๋ฆฌํ•˜์„ธ์š”. ๊ธ‰์—ฌ ๋‹ด๋ณด ๋Œ€์ถœ์„ ๋ฐ›๊ฑฐ๋‚˜, ํ˜„๊ธˆ ์„œ๋น„์Šค๋ฅผ ์ด์šฉํ•˜๊ฑฐ๋‚˜, ๋ˆ์„ ๋นŒ๋ ค์•ผ ํ•˜๋Š” ๊ฒƒ๋ณด๋‹ค ํ›จ์”ฌ ๋‚ซ์Šต๋‹ˆ๋‹ค.

๊ธ‰์—ฌ ์กฐ๊ธฐ ์ˆ˜๋ น
Early Pay๋ฅผ ํ†ตํ•ด ๊ธ‰์—ฌ์ผ์„ ์ตœ๋Œ€ 2์ผ ์ผ์ฐ ๋ฐ›์œผ์„ธ์š”. ์ฆ‰์‹œ ์ธ์ถœ ๊ฐ€๋Šฅํ•œ ์‹ ์† ์ด์ฒด๋Š” ๋‹จ $2.99์ž…๋‹ˆ๋‹ค(2).

์•ˆ์‹ฌํ•˜๊ณ  ํ˜„๊ธˆ ์ž”์•ก ๊ด€๋ฆฌ
Balance Shield๋กœ ์•ˆ์‹ฌํ•˜์„ธ์š”. ์œ ์šฉํ•œ ์•Œ๋ฆผ๊ณผ ๋ณธ์ธ ๊ธ‰์—ฌ์—์„œ ์ž๋™์œผ๋กœ ์ด์ฒด๋˜๋Š” ๊ธฐ๋Šฅ์œผ๋กœ ์€ํ–‰ ์ž”์•ก์„ ๋ณดํ˜ธํ•˜๊ณ  ์ดˆ๊ณผ ์ธ์ถœ ์ˆ˜์ˆ˜๋ฃŒ๋ฅผ ๋ฐฉ์ง€ํ•  ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค(3).

๋ฌด๋ฃŒ๋กœ ์‹ ์šฉ ์ ์ˆ˜ ํ™•์ธํ•˜๊ธฐ
Experianยฎ์˜ VantageScore 3.0ยฎ์„ ํ•œ ๋ฒˆ๋งŒ ํƒญํ•˜๋ฉด ๋ฌด๋ฃŒ๋กœ ์ด์šฉํ•  ์ˆ˜ ์žˆ์–ด ์žฌ์ • ์ƒํƒœ๋ฅผ ์ง€์†์ ์œผ๋กœ ํ™•์ธํ•  ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค(4).

์ž์‹ ๊ฐ ์žˆ๊ฒŒ ์ €์ถ•ํ•˜์„ธ์š”
Tip Yourself๋ฅผ ์‚ฌ์šฉํ•˜๋ฉด ๊ธ‰์—ฌ์ผ๋งˆ๋‹ค ์ž๋™์œผ๋กœ ์ €์ถ• ๊ธˆ์•ก์„ ์ด์ฒดํ•˜์—ฌ ๋ณธ์ธ์—๊ฒŒ ๋จผ์ € ๊ธ‰์—ฌ๋ฅผ ์ง€๊ธ‰ํ•  ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค. ์˜ˆ์ƒ์น˜ ๋ชปํ•œ ๋น„์šฉ์— ๋Œ€๋น„ํ•˜๊ณ , ์—ฌํ–‰์„ ์œ„ํ•œ ์ €์ถ•์„ ํ•˜๊ฑฐ๋‚˜, ์›ํ•˜๋Š” ๋ชฉํ‘œ๋ฅผ ๋‹ฌ์„ฑํ•  ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค. EarnIn์€ ์ €์ถ•์„ ๋Š˜๋ฆฌ๊ณ  ๋ฏธ๋ž˜๋ฅผ ๊ณ„ํšํ•˜๋Š” ๊ฒƒ์„ ๊ฐ„ํŽธํ•˜๊ฒŒ ํ•ด๋“œ๋ฆฝ๋‹ˆ๋‹ค(5).

ํ•„์š”ํ•  ๋•Œ ์–ธ์ œ๋“  ์ง€์›ํ•˜์„ธ์š”
์ „๋‹ด EarnIn ์ผ€์–ดํŒ€์ด ๋งค์ผ ์—ฌ๋Ÿฌ๋ถ„์„ ์œ„ํ•ด ๋Œ€๊ธฐํ•˜๊ณ  ์žˆ์Šต๋‹ˆ๋‹ค. ์•ฑ์ด๋‚˜ ์›น์‚ฌ์ดํŠธ๋ฅผ ํ†ตํ•ด ๊ถ๊ธˆํ•œ ์ ์ด ์žˆ์œผ์‹œ๋ฉด ์–ธ์ œ๋“ ์ง€ ์ฑ„ํŒ…์œผ๋กœ ๋ฌธ์˜ํ•ด ์ฃผ์„ธ์š”.

EarnIn์€ ๋…๋ฆฝ์ ์ธ ๊ธˆ์œต ๊ธฐ์ˆ  ํšŒ์‚ฌ๋กœ์„œ Dave, Beem, Self, Varo Bank, Chime(SpotMe), Instacash, Float Me, Possible Finance, Albert, Klover, Ibotta์™€ ๊ฐ™์€ ๋‹ค๋ฅธ ๋จธ๋‹ˆ ์•ฑ์ด๋‚˜ ์ฆ‰์‹œ ํ˜„๊ธˆ ์„œ๋น„์Šค ์•ฑ๊ณผ๋Š” ์ œํœด ๊ด€๊ณ„๊ฐ€ ์—†์Šต๋‹ˆ๋‹ค.

EarnIn ์ฃผ์†Œ:
391 San Antonio Road, 3์ธต
Mountain View, CA 94040

EarnIn์€ Lead Bank, Evolve Bank & Trust(FDIC ํšŒ์›)์™€ ์ œํœดํ•˜์—ฌ ๋ชจ๋“  ์€ํ–‰ ์„œ๋น„์Šค๋ฅผ ์ œ๊ณตํ•˜๋Š” ๊ธˆ์œต ๊ธฐ์ˆ  ํšŒ์‚ฌ์ž…๋‹ˆ๋‹ค.

^ ๋น ๋ฅธ ์ด์ฒด๋Š” ์œ ๋ฃŒ์ž…๋‹ˆ๋‹ค. ์ž์„ธํ•œ ๋‚ด์šฉ์€ Earnin.com์„ ๋ฐฉ๋ฌธํ•˜์„ธ์š”.

* ํŒ์€ EarnIn์— ์ œ๊ณต๋˜๋ฉฐ, ์‹ ์šฉ ๋ชจ๋‹ˆํ„ฐ๋ง๊ณผ ๊ฐ™์€ ๋„๊ตฌ๋ฅผ ๋ฌด๋ฃŒ๋กœ ์ œ๊ณตํ•˜๊ณ  Lightning Speed โ€‹โ€‹์ˆ˜์ˆ˜๋ฃŒ๋ฅผ ๋‚ฎ๊ฒŒ ์œ ์ง€ํ•˜๋Š” ๋ฐ ๋„์›€์ด ๋ฉ๋‹ˆ๋‹ค. ์„œ๋น„์Šค ํ’ˆ์งˆ๊ณผ ์ด์šฉ ๊ฐ€๋Šฅ ์—ฌ๋ถ€๋Š” ํŒ ์ง€๊ธ‰ ์—ฌ๋ถ€์— ์˜ํ–ฅ์„ ๋ฐ›์ง€ ์•Š์Šต๋‹ˆ๋‹ค.

1- EarnIn์€ ์€ํ–‰์ด ์•„๋‹™๋‹ˆ๋‹ค. ์ด์ฒด ํ•œ๋„๋Š” ์†Œ๋“๊ณผ ์œ„ํ—˜ ์š”์ธ์— ๋”ฐ๋ผ ๊ฒฐ์ •๋ฉ๋‹ˆ๋‹ค. ์ผ๋ถ€ ์ฃผ์—์„œ๋งŒ ์ด์šฉ ๊ฐ€๋Šฅํ•ฉ๋‹ˆ๋‹ค. ์•ฝ๊ด€ ๋ฐ ์ œํ•œ ์‚ฌํ•ญ์ด ์ ์šฉ๋ฉ๋‹ˆ๋‹ค. ์ดˆ๊ณผ ์ธ์ถœ์„ ๋ฐฉ์ง€ํ•˜๋Š” ๋ฐ ๋„์›€์ด ๋˜์ง€๋งŒ, ์ดˆ๊ณผ ์ธ์ถœ์„ ๋ฐฉ์ง€ํ•˜์ง€๋Š” ์•Š์Šต๋‹ˆ๋‹ค. ์ž์„ธํ•œ ๋‚ด์šฉ์€ EarnIn.com์„ ๋ฐฉ๋ฌธํ•˜์„ธ์š”.

2- EarnIn์€ ์€ํ–‰์ด ์•„๋‹™๋‹ˆ๋‹ค. ์กฐ๊ธฐ ์ง€๊ธ‰์„ ๋ฐ›์œผ๋ ค๋ฉด Evolve Bank & Trust ๋˜๋Š” Lead Bank(๋‘ ์€ํ–‰ ๋ชจ๋‘ FDIC ํšŒ์›)์— ์˜ˆ๊ธˆ ๊ณ„์ขŒ๊ฐ€ ์žˆ์–ด์•ผ ํ•ฉ๋‹ˆ๋‹ค. FDIC ๋ณดํ—˜์€ ๊ท€ํ•˜์˜ ์ž๊ธˆ์„ ๋ณด๊ด€ํ•˜๋Š” ์€ํ–‰์ด ํŒŒ์‚ฐํ•  ๊ฒฝ์šฐ ์ ๊ฒฉ ์ž๊ธˆ์„ ๋ณด์žฅํ•ฉ๋‹ˆ๋‹ค. ์ˆ˜์ˆ˜๋ฃŒ ๋ฐ ์ œํ•œ ์‚ฌํ•ญ์ด ์ ์šฉ๋ฉ๋‹ˆ๋‹ค. FDIC ๋ณด์žฅ ์ •๋ณด๋ฅผ ํฌํ•จํ•œ ์ž์„ธํ•œ ๋‚ด์šฉ์€ EarnIn.com์„ ๋ฐฉ๋ฌธํ•˜์„ธ์š”.

3- EarnIn์€ ์€ํ–‰์ด ์•„๋‹™๋‹ˆ๋‹ค. ์ด์ฒด ํ•œ๋„๋Š” ์†Œ๋“๊ณผ ์œ„ํ—˜ ์š”์ธ์— ๋”ฐ๋ผ ๊ฒฐ์ •๋ฉ๋‹ˆ๋‹ค. ์ผ๋ถ€ ์ฃผ์—์„œ๋งŒ ์ด์šฉ ๊ฐ€๋Šฅํ•ฉ๋‹ˆ๋‹ค. ์•ฝ๊ด€ ๋ฐ ์ œํ•œ ์‚ฌํ•ญ์ด ์ ์šฉ๋ฉ๋‹ˆ๋‹ค. ์ดˆ๊ณผ ์ธ์ถœ์„ ๋ฐฉ์ง€ํ•˜๋Š” ๋ฐ ๋„์›€์ด ๋˜์ง€๋งŒ, ์ดˆ๊ณผ ์ธ์ถœ์„ ๋ฐฉ์ง€ํ•˜์ง€๋Š” ์•Š์Šต๋‹ˆ๋‹ค. ์ž์„ธํ•œ ๋‚ด์šฉ์€ EarnIn.com์„ ๋ฐฉ๋ฌธํ•˜์„ธ์š”.

4- ์‹ ์šฉ ์ •๋ณด๋ฅผ ์ดํ•ดํ•˜๋Š” ๋ฐ ๋„์›€์ด ๋˜๋„๋ก ๋Œ€์ถœ ๊ธฐ๊ด€๋งˆ๋‹ค ๋‹ค๋ฅธ ์‹ ์šฉ ์ ์ˆ˜๋ฅผ ์ ์šฉํ•  ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค. VantageScore 3.0์€ ๊ท€ํ•˜์˜ ์‹ ์šฉ ์ƒํƒœ๋ฅผ ํ™•์ธํ•˜๋Š” ์ข‹์€ ๋ฐฉ๋ฒ•์ž…๋‹ˆ๋‹ค. ์ž์„ธํ•œ ๋‚ด์šฉ์€ Experian.com ์›น์‚ฌ์ดํŠธ๋ฅผ ๋ฐฉ๋ฌธํ•˜์„ธ์š”.

5- EarnIn์€ ์€ํ–‰์ด ์•„๋‹™๋‹ˆ๋‹ค. Tip Yourself ๊ณ„์ขŒ๋Š” Evolve Bank & Trust์—์„œ ๊ด€๋ฆฌํ•˜๋ฉฐ, ์—ฐ์ด์œจ 0%, ์›” ์ˆ˜์ˆ˜๋ฃŒ๊ฐ€ ์—†์Šต๋‹ˆ๋‹ค. ์•ฝ๊ด€์ด ์ ์šฉ๋ฉ๋‹ˆ๋‹ค. ์ž์„ธํ•œ ๋‚ด์šฉ์€ EarnIn.com์„ ๋ฐฉ๋ฌธํ•˜์„ธ์š”.

6- ์œ ๋ฃŒ ํ›„๊ธฐ. ๋ณธ ํ›„๊ธฐ๋Š” ์‹ค์ œ EarnIn ๊ฒฝํ—˜์„ ๋ฐ”ํƒ•์œผ๋กœ ์ž‘์„ฑ๋˜์—ˆ์œผ๋ฉฐ, ์†Œ์ •์˜ ๋ณด์ƒ์„ ๋ฐ›์•˜์Šต๋‹ˆ๋‹ค.
์—…๋ฐ์ดํŠธ ๋‚ ์งœ
2025. 11. 16.

๋ฐ์ดํ„ฐ ๋ณด์•ˆ

๋ณด์•ˆ์€ ๊ฐœ๋ฐœ์ž๊ฐ€ ๋ฐ์ดํ„ฐ๋ฅผ ์ˆ˜์ง‘ ๋ฐ ๊ณต์œ ํ•˜๋Š” ๋ฐฉ์‹์„ ํŒŒ์•…ํ•˜๋Š” ๊ฒƒ์—์„œ ์‹œ์ž‘๋ฉ๋‹ˆ๋‹ค. ๋ฐ์ดํ„ฐ ๊ฐœ์ธ ์ •๋ณด ๋ณดํ˜ธ ๋ฐ ๋ณด์•ˆ ๊ด€ํ–‰์€ ์‚ฌ์šฉ์ž์˜ ์•ฑ ์‚ฌ์šฉ, ์ง€์—ญ, ์—ฐ๋ น์— ๋”ฐ๋ผ ๋‹ค๋ฅผ ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค. ๋‹ค์Œ์€ ๊ฐœ๋ฐœ์ž๊ฐ€ ์ œ๊ณตํ•œ ์ •๋ณด์ด๋ฉฐ ์ถ”ํ›„ ์—…๋ฐ์ดํŠธ๋  ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค.
์•ฑ์—์„œ ์ œ3์ž์™€ ๊ณต์œ ํ•  ์ˆ˜ ์žˆ๋Š” ๋ฐ์ดํ„ฐ ์œ ํ˜•
๊ฐœ์ธ ์ •๋ณด, ๊ธˆ์œต ์ •๋ณด ์™ธ 4๊ฐœ ํ•ญ๋ชฉ
์•ฑ์—์„œ ์ˆ˜์ง‘ํ•  ์ˆ˜ ์žˆ๋Š” ๋ฐ์ดํ„ฐ ์œ ํ˜•
์œ„์น˜, ๊ฐœ์ธ ์ •๋ณด ๋ฐ ์•ฑ ํ™œ๋™
์ „์†ก ์ค‘ ๋ฐ์ดํ„ฐ ์•”ํ˜ธํ™”๋จ
๋ฐ์ดํ„ฐ ์‚ญ์ œ๋ฅผ ์š”์ฒญํ•  ์ˆ˜ ์žˆ์Œ

ํ‰์  ๋ฐ ๋ฆฌ๋ทฐ

4.7
๋ฆฌ๋ทฐ 27.5๋งŒ๊ฐœ
Google ์‚ฌ์šฉ์ž
2018๋…„ 7์›” 14์ผ
Good app
์‚ฌ์šฉ์ž 5๋ช…์ด ์ด ๋ฆฌ๋ทฐ๊ฐ€ ์œ ์šฉํ•˜๋‹ค๊ณ  ํ‰๊ฐ€ํ•จ
์ด ๋ฆฌ๋ทฐ๊ฐ€ ์œ ์šฉํ–ˆ๋‚˜์š”?
Activehours Inc.
2018๋…„ 7์›” 15์ผ
We really appreciate it. Thank you, Sung Lee!
j H
2021๋…„ 10์›” 10์ผ
My bank charged overdraft fee because they withdrawing money earlier than the day they promised.
์ด ๋ฆฌ๋ทฐ๊ฐ€ ์œ ์šฉํ–ˆ๋‚˜์š”?
Activehours Inc.
2021๋…„ 10์›” 10์ผ
We're sorry about this and want to fix it for you. Our debits should post the same day as your payday. If they posted on the wrong day, or we had your payroll setup incorrect, we'd be happy to take care of overdraft charges for you. Please send an email to reviews@earnin.com with your username and a screenshot of the charges you received. Thanks.

์ƒˆ๋กœ์šด ๊ธฐ๋Šฅ

We update the app regularly to improve the experience of our community members. The latest version includes several bug fixes and performance enhancements.

์•ฑ ์ง€์›

์ „ํ™”๋ฒˆํ˜ธ
+14156917243
๊ฐœ๋ฐœ์ž ์†Œ๊ฐœ
Activehours, Inc.
googleplay@earnin.com
391 San Antonio Rd FL 3 Mountain View, CA 94040-1267 United States
+1 866-471-1290